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Alternative financing for

Real estate professionals

Mortgage broker

Finally, a solution that makes sense!

ALTERNATIVE FINANCING SOLUTIONS FOR YOUR CUSTOMERS

Do you have customers who:
  • Have a credit problem?
  • Do not pass for a financing?
  • Who have had delays on mortgage payments or with a private lender?
  • Can not refinance?
  • Want to consolidate their debts?
  • Are in the process of a separation?

If your answer is affirmative, then we have a solution for you and your customers!
We are talking here about lease to own or buy-back. This alternative could be an interesting choice. This program is still little known but growing in Quebec.

Our program is less expensive and cheaper than the private loan.
Because it allows your customers to release money at the end of the month and start on a solid foundation to rebuild their credit.
The ratio-loan value is higher.
Term longer than the private one without annual renewal fees!
Let’s also mention that you are paid for the reference! 1% of the market value and not the mortgage! You do more for your client, so you deserve more!

1. Client with a private lender
2. Non-renewal mortgage
3. 60-days notice/notice of exercise

Eligibility Criteria for Current Owner :

Have a reasonable equity on the property
Have a stable job or income and the financial ability to pay
They must be committed to restoring their credit
They must want to keep their home for the long term
The property must be located in a city of at least 15,000 inhabitants
The property must be reasonably well maintained over time

Eligibility Criteria for Accessing the Property :

Have 10% down payment + 2% for processing fees
Have a stable job and income and the financial ability to pay
They must be committed to restoring their credit
The property must be located in a city of at least 15,000 inhabitants and in good condition

Real estate broker

Do you ever find that one of your clients has been refused funding?
You think you lost a sale?
Know that lease to own is an alternative way for your customers to access the property despite a refusal by the banking institutions. And for you, the opportunity to make another sale! And yes, even if your client is refused, our lenders purchase the property from you.

Eligibility criteria

10% minimum down payment + 2% for fees
Have a stable job and the financial ability to pay for the home
The property must be located in a city and in good condition
To have made the decision to restore or to create his credit
Have the desire to become an homeowner